![]() You might also place what's called an initial fraud alert on your credit files. Federal law gives you the right to receive one free copy every year. Start by requesting copies of your credit report from each of the major credit bureaus. Use two factor authentication wherever it is available. Check that your email and banking passwords are strong and unique. Make sure your computer has up to date antivirus software. For example, whenever you call the bank you would then have to give them your code word, say, "buttercup" before they will release any information. Many banks will allow you to set a code word on your account for added security. They say a good offense is the best defense, so here are some suggested things I would do in your place:Ĭall your bank and ask if they can place a security password on your account. I would say a scammer with only that information has a good starting point for attacking you but doesn't have everything they need. It definitely isn't good that they have all of the information you mentioned. If you don't know your account number you can usually give you date of birth and social security number instead. My experience has been that most banks require an account number, name, address, and a recent transaction. ![]() Mileage will vary depending upon with whom you bank. ![]()
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